Premier Choice Insurance Blog
Watercraft insurance is not mandatory in the state of Georgia while operation on the state’s waterways. However, it is recommended to get an insurance policy that will help provide coverage for your boat or watercraft, its owner, and the family from boating or watercraft damages that are incurred while operating the vessel and accidents resulting from it.
Liability insurance will help cover the damage caused to another boat or object including reimbursement for the cost of a vessel dependent if you have the correct policy in place.
A general liability boat or watercraft policy will help cover the medical costs of injuries to people and lost wages of the injured party.
The costs of gas and oil spill cleanup as a result of an accident is easily covered. This policy includes coverage of the expenses of operating personnel, cleanup, equipment, and disposal costs.
Uninjured boater protection
It is smart to be covered by an insurance policy while operating a boat or watercraft in the Georgia waters since any accident might make the owner responsible for the other party’s medical costs and other losses.
Also, the coverage is going to pay for the boat owner’s losses due to an accident in case the other party does not have any liability coverage.
It is a wise thing to consider financial losses resulting from watercraft accidents and spills. It is best to consult an insurance policy provider such as Premier Choice Insurance in Buford, GA to discuss the details of the coverage. Our agents can provide you with the knowledge you need to choose a policy to fit your needs.
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